Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Pay Yourself First It sounds simple, but paying yourself first can really pay off. A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself.